Month: May 2019

Answering a Debt Collection Summons

Receiving a summons for debt collection out of the blue can be quite a shock. But it should shock you into action, not panic and inaction. This process can be complicated. Contact our office to schedule a free consultation. You need to respond to the summons and the complaint as soon as possible to avoid […]

Winning a Debt Collection Lawsuit

HOW TO WIN A DEBT COLLECTION LAWSUIT It can be stressful being deep in credit card debt, especially when you are unable to pay that debt for one reason or another. Dealing with creditors can be a hassle, and it can be very scary when the credit card company sues you in court. Once you […]

What You Should Know About Debt Collection Laws

DEBT COLLECTION LAWS Debt collectors have the right to collect debt owed to them but must do so fairly and within the confines of the law. Many debtors do not know that the laws offer them certain protection against unfair treatment and harassment from creditors. They limit how far a debt collector can go in […]

Pensacola FL Chapter 13 Bankruptcies

Filing Chapter 13 Bankruptcy in Pensacola You may one day find that you have the need to file bankruptcy in order to stop your creditors from foreclosing on your house or repossessing your car, truck, boat or motorcycle. Chapter 13 bankruptcy is a reorganization bankruptcy which allows debtors with a steady income to repay the […]

Chapter 11 Bankruptcies in Pensacola

Filing a Chapter 11 Bankruptcy in Pensacola Chapter 11 bankruptcy is often referred to as “reorganization.” It allows debtors to reorganize their finances in order to be able to pay off debts more easily while also having control of their assets. There are exceptions to the rules that allow debtors to stay in charge of […]

Chapter 7 Bankruptcies in Pensacola

Filing a Pensacola FL Chapter 7 Bankruptcy There are various types of bankruptcy that you can file as an individual or a business entity.  Filing for bankruptcy can become very complicated very quickly. It is vital that you keep yourself well-informed and choose the right form of bankruptcy that best suits your circumstances. Chapter 7 […]

Personal Bankruptcies in Pensacola

Filing a Pensacola FL Personal Bankruptcy In filing bankruptcy, you are seeking to stop your creditors from harassing you or restructure your obligations, so your payments become more manageable. There may come a time when you find yourself swamped in debt. Fortunately, bankruptcy is a way out.   Bankruptcy filing options for individuals Individuals generally […]

Business Bankruptcies in Pensacola

Pensacola FL. Business Bankruptcies Although Florida is notable for its fast growing economy, various businesses operating within the state, just like everywhere else, will face the challenge of excessive debt. In some cases, filing for bankruptcy will be the only option left open to them. This allows them to stay afloat or close shop amicably. […]