Month: May 2019

Answering a Debt Collection Summons

Receiving a summons for debt collection out of the blue can be quite a shock. But it should shock you into action, not panic and inaction. This process can be complicated. Contact our office to schedule a free consultation. You need to respond to the summons and the complaint as soon as possible to avoid […]

Winning a Debt Collection Lawsuit

HOW TO WIN A DEBT COLLECTION LAWSUIT It can be stressful being deep in credit card debt, especially when you are unable to pay that debt for one reason or another. Dealing with creditors can be a hassle, and it can be very scary when the credit card company sues you in court. Once you […]

What You Should Know About Debt Collection Laws

DEBT COLLECTION LAWS Debt collectors have the right to collect debt owed to them but must do so fairly and within the confines of the law. Many debtors do not know that the laws offer them certain protection against unfair treatment and harassment from creditors. They limit how far a debt collector can go in […]

Pensacola FL Chapter 13 Bankruptcies

Filing Chapter 13 Bankruptcy in Pensacola You may one day find that you have the need to file bankruptcy in order to stop your creditors from foreclosing on your house or repossessing your car, truck, boat or motorcycle. Chapter 13 bankruptcy is a reorganization bankruptcy which allows debtors with a steady income to repay the […]

Chapter 11 Bankruptcies in Pensacola

Filing a Chapter 11 Bankruptcy in Pensacola Chapter 11 bankruptcy is often referred to as “reorganization.” It allows debtors to reorganize their finances in order to be able to pay off debts more easily while also having control of their assets. There are exceptions to the rules that allow debtors to stay in charge of […]